So there’s a new place in Horry County that you’re looking at. You’re wondering is that in a flood zone? Let me show you how you can find out.
Hi, my name is Lance MacMillan with mango homes, powered by Keller Williams Myrtle Beach. And today we’re gonna be learning how to use the Horry county flood zone tool. Now you’re gonna find it’s a lot easier than it looks as long as you follow along step by step. And there’s only three steps you’re gonna have no problem at all. So you’re gonna need a couple things though. The first thing you’re gonna need is a computer. Now, when I say computer, I mean tablet, phone, PC, apple, anything will work as long as you’ve got something and you’re gonna need the links that I have in the video description below with those two things, you’ll have no problem. So before we start, I wanted to give you a quick overview of how everything worked. There’s really just three, three steps in order to determine if you’re in the flood zone.
First step, pull the tool. There’s two tools, one for Horry county and one for Georgetown county, second step, and your address. Third step, get the code. Now the government made these tools. So it’s not, not as simple as you would think. They’re not gonna say, “Hey, you’re in the flood zone”. They’re gonna look at you and say, “Hey, AV 12”. And you’re gonna be like, “What the heck is AV 12?” I’ll teach you how to decipher the codes. There’s a document. You’ll find the link for it in the description below, again, like with everything else and it’ll help you. But here’s the quickie breakdown on how it works. If it starts with an a or a V, it could be AO or a 12 or V E 16, if it starts with an a or a V doesn’t matter what follows you’re in a flood zone. If you’re not in a flood zone, the code it’s gonna give you is gonna be an X, either that, or it’s just not gonna give you a code at all.
If you’re in the 500 year flood plain, that means you’re on the edge of being in a flood zone. They’re gonna give you one of two codes. It’s either gonna say 0.2% or it’s gonna say X 500, depending on which county you’re looking at, they both mean the same thing. They both mean that, Hey, once in 500 years, you’re gonna get a flood. It’s probably not gonna happen in your lifetime, but it could. It’s as simple as that, that’s how those codes work. Stay tuned to the end of this video. If you guys still need help with the flood zone tools, I have a free guide for you that I’ll tell you all about at the end. It’ll answer any other questions that you have. But for right now, let’s go over to my desktop and welcome to my computer. So step one of figuring out if a home is in a flood zone is to open up the flood zone tool.
I’ve already got the Horry county tool populated up here. I’ve already got it plugged in, the links to all of this stuff is gonna be in the video description again. So I’ve already got it. I’m gonna hit enter Horry county populates. You’re gonna see some crazy colors come up here in just a second. Those are the actual flood zones that were enacted at the end of December, 2021. So just for clarity’s sake, and you’ll see why I’m doing this right here, where it says current FEMA flood zones. I want you to click that. That’s gonna make all that purple stuff go away so you can kind of see what we’re doing.
Step two is to enter the address and I’m gonna do that by hitting this magnifying glass icon, coming over here to address and entering it. Now I have a pre-selected address. This is 4495 baker street in little river. Don’t hit enter. It seems to work better if you hit the magnifying glass here to do your search. So that’s what I’m gonna do. And boom, 4495 baker street in little river. Anybody that lives up there understands this is better known as Snookys. Snookys has amazing food. It’s a really laid back place. It’s right on the little river. I’ll show you here in just a second. And, uh, I am choosing this mainly because I know for a fact, this is in a flood zone, so you can see what it looks like. So that way, if your house is in a flood zone or the one you’re looking at is in a flood zone, uh, you’ll know exactly beyond the shadow of a doubt. So right here, I’m going to click the address and that’s gonna zoom us in there’s Snookys. I’m gonna zoom out one click and you’ll see it’s literally right on the little river.
If a hurricane made landfall in North Carolina, all that water’s gonna come south down the river and you can expect that this river’s gonna get a little high. We can prove that by coming over here, let’s pull up the flood zones again, gonna go to the layers menu. You would expect something on the river downstream of North Carolina to be in a flood zone. I’m gonna click current FEMA flood zones. Again, it’s gonna pull up our colors and you’ll see that Snookys is curiously in an area with a bunch of purple dots. Well, Lance, what does that mean? Let me show you, we’re gonna come over to our dropdown and here we go. This tells us everything we need to know. Remember you’re either in a flood zone, you’re not in a flood zone or you’re on the, the edge of a flood zone. So V anything that starts with the V that’s going to be a coastal flood zone. Anything that starts with an a is going to be an inland flood zone.
If there’s no color like right out here, you’re not anywhere near a flood zone. This light purple here corresponds to our 500 year flood plain. You’re on the edge of a flood zone if you’re in there. So Snookys, as you can see is right in the middle of an inland flood zone, Snookys requires flood insurance. And again, it makes sense, right? You saw it for yourself. It’s on a river. That makes sense. Um, hopefully this helps you guys determine whether your home is in a flood zone, either that or the one you’re looking at buying, uh, you should know how to do this now. And if you don’t the that’s okay. Do you remember me telling you about the free stuff that I was gonna get you at the end of the video? Well, if you look in the description of the video, you’ll see a link to a free flood guide that we built for you inside of that you’ll have all the links, there’s screenshots step by step instructions, everything that you need to bring you through to determine safely if you’re in a flood zone or not. I hope that helps you and remember whether you’re buying or you’re selling Go Mango!!!